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120-month projection

Debt Payoff Tracker

Projects snowball and avalanche side by side, month by month, to the date each debt finally clears.

Anyone paying down several debts who wants to see, in months and in dollars, which payoff order actually costs less.

Get it on Etsy — $4.50One payment · instant download

Digital download — the files are yours as soon as you pay, so there are no returns. What the file does is shown above and in the listing photos, before you buy.

Debt Payoff Tracker — a screenshot of the real file, not a mockup

What is inside

  • Dashboard
  • Debts
  • Settings
  • Snowball
  • Avalanche
  • Charts
  • On your phone

Every tab is in one workbook. Thousands of rows are already formatted, so there is no question of what happens when you run out.

What it does not do

It does not connect to your lenders. You enter balances, rates and minimums once, and it projects from there.

It opens in Excel and in Google Sheets. No macros, nothing to install, no subscription — which is also why nothing in it can reach the internet on your behalf.

A closer look

Get it on Etsy — $4.50One payment · instant download

Before you start

Snowball or avalanche? Both orders clear the same debts and one of them costs less. Put your own numbers in and see the difference — free, in the browser, nothing to install.

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